Is Transit Insurance Really Required for Seamless Car Transportation in India?

In today’s society, individuals frequently need to relocate to different cities or even states due to work, family, or personal reasons. A common concern that arises in this situation is whether insurance will cover any damage that occurs during the transportation of a vehicle. If you have a question like this, please read the entire blog for a quick help during a car transportation in India.

About Transit Insurance

Transit insurance is essentially a form of coverage that protects goods being moved from one place to another against any risks that may occur during transit. It applies to items being transported by rail, sea, air, and road.

Who Requires Transit Insurance in India?

In India, transit insurance is primarily beneficial for individuals and businesses that regularly transport goods. In such cases, a single transit policy may be adequate for transporting a vehicle for one-time use. However, individuals who already have comprehensive car insurance and need to move their vehicles may not need this type of coverage.

Does Comprehensive Car Insurance Cover Damage Incurred During Transportation?

In India, it is a legal requirement to have at least third-party insurance coverage for motor vehicles. While third-party liability insurance tends to be more affordable, acquiring comprehensive car insurance is often advised due to the additional benefits and coverage it provides. One significant advantage is that it offers protection for the insured vehicle against damages that occur during transit.

Therefore, if you do not possess comprehensive car insurance, it would be prudent to obtain one before moving your vehicle.

Conclusion

Ensuring feasible car transportation charges by Indian railways on selecting a trustworthy carrier that is clear about the insurance it offers and takes appropriate measures to safeguard your vehicle. Without a reliable service provider, you risk leaving much of the auto transport process to chance.

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